Over $5,700 per household, that’s the new average for credit card debt in this country.  And the average rate of interest being charged for that credit card debt is now 17.14%!  But credit card debt doesn’t even cast a shadow compared to student loan debt.  Debt incurred for an education has now surmounted to $1.5 …

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It turns out that over 88% of Americans choose the wrong plan and end up wasting more than $500 a year. Before you sign up for a plan, it’s important to understand your options, understand the health insurance market and read the fine print. Here are a few tips from Take Command Health to help …

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The Federal Reserve is at it again.  Raising interest rates, as if they have some crystal ball that tells them what only God could know, what is a fair and authentic interest rate. Here’s the crux of the matter.  The U.S. monetary system depends on deposits, loans, and interest to fuel it.  If the Fed …

Continue reading “Your Retirement Plan Is Getting Shoved Around again, but here is How You Can Prevent It”

It’s no secret that your odds of becoming part of the wealthiest 1% in the world is reasonably achievable, as one in nine Americans accomplishes that every year.[i]   However, you have less than a 2% chance of remaining in that top 1% tier for more than 5 years and less than a 1% chance of …

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Welcome to the Learning Center Browse by Topic, Media Type or Search The Perpetual Wealth Code The Perpetual Wealth Code™ is a financial strategy based on time-tested principals and wisdom that you can apply to become a wise money manager and create more wealth. The 10-20-70 Rule is part of the Perpetual Wealth Code Strategy …

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The biggest financial fear many people have is that they will run out of money.[i] Not only are returns shabby, at best, but human lifespan has gradually been rising. This is not a good recipe for being able to retire care free on the money you’ve put away during your career. But even with what …

Continue reading “Annual Returns… The Trickiest Illusion of All”

The cost of college is rapidly growing.  According to Forbes, the “price of college is increasing almost 8 times faster than wages.”[i]  And to make matters worse, educational loans have become the largest block of debt, behind housing, that exists in American today. Statistics gathered by the College Board,[ii] show that the average debt assumed …

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It’s not that you can’t earn a higher rate of return or that you can’t defer taxes and pay them later.  In fact, it’s not even about market risk or how much you make.  It’s all about the fact that YOU Deserve Better! You’ve been told you can earn a 6.47% rate of return on …

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“Fear of running out of money before you die” is the biggest fear that Americans face today, behind terrorist attacks and government corruption.[i]  And yet, for pennies on the dollar, you can overcome that fear and gain confidence about your financial future. More and more people believe the deck is stacked against them, and that …

Continue reading “How to reduce the cost of your mortgage to $16/month”

Meet the Green Family from Palm Bay, FL! Becoming their own Money Managers and following the Perpetual Wealth Code™ this family has used their policies (and creativity!) in some unique ways. But before we go on, lets meet the family. Brian is a person who likes dealing with computers and technology. Quite naturally, his chosen …

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