Investment grade life insurance is commonly sold as a solution to avoid the non-diversifiable market risk associated with investing in the market. The problem is that investment grade life insurance is essentially a marketing gimmick. Here are the reasons why: Life insurance is not an investment.[i] An investment requires you to assume risk.[ii] Life insurance …

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Special guest Dan Foley, CLU (Vice President of Marketing Technology at Security Mutual Life Insurance Company of New York) joins Dr. Tom and John McFie to share how dividends received on participating whole life insurance policies are considered.  Discover why dividend rates vary from company to company and the best ways to compare the performance …

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Securing Your Future by Using Participating Whole Life Insurance Investing information provided on this page is for educational purposes only. McFie Insurance does not offer advisory or brokerage services and does not recommend or advise investors to buy or sell particular securities. Table of Contents: Thinking of PWLI as an Investment Using Your Life Insurance …

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Table of Contents: What Is Passive Income? 10 Passive Income Ideas To Build Wealth How Taxes Play Into Passive Income Using Life Insurance To Cover Assets Moving Forward Passive income can be an extremely important strategy when building your wealth and planning for retirement. Passive income ideas are a dime a dozen, but not all …

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 Cracking the “how to pay for college” code has become a difficult problem to solve. In this video, we tell a story about two 18-year-olds planning to attend the same local university using different methods of funding their education. Liam uses a 529 plan and a student loan, while Emily uses The Perpetual Wealth …

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A Roth IRA is an account which accepts non-tax-deductible contributions and allows tax-free growth for the entire life of the plan. Table of Contents: What is a Roth IRA How Does a Roth IRA Work? How Roth IRAs Differ from Traditional IRAs Roth IRA Contribution Limitations How Roth IRAs Differ from 401(k)s and Other Investment …

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Life insurance is an important part of planning for your future, growing, and protecting your wealth. Despite its significance, many people question if it’s really worth it. Although life insurance may seem like an unnecessary expense, having the proper coverage in the case of disaster is widely considered best practice. To help you make a …

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Developing a Wealth Mindset, and attracting more money.

 Understanding life insurance is a wise investment of your time. It’s not just a safety net for your loved ones in the event of your passing, offering a death benefit, but it’s also a financial tool you can benefit from during your lifetime. A well-chosen life insurance policy allows you to securely grow your …

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AUTHOR’S NOTE SEP 2024: Even with the recent interest rate decrease, Velocity Banking is becoming less popular because it depends on access to a Home Equity Line of Credit (HELOC) where the interest rate is usually variable – recently increasing but now decreasing. This article highlights potential issues with the Velocity Banking strategy even in …

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