The idea of life insurance dates all the way back to the 18th century. Today we have a variety of plans, also known as policies, which people can choose between, and then further customize with the help of industry professionals. Reasons for having life insurance vary from person to person, and ultimately determine which plan …

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Investment grade life insurance is commonly sold as a solution to avoid the non-diversifiable market risk associated with investing in the market. The problem is that investment grade life insurance is essentially a marketing gimmick. Here are the reasons why: Life insurance is not an investment.[i] An investment requires you to assume risk.[ii] Life insurance …

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What Is Perpetual Wealth and How Does the Perpetual Wealth Code™ Make Perpetual Wealth a Possibility For You? Table of Contents: Overview What is the Perpetual Wealth Code™? The Perpetual Wealth Code™ with McFie Insurance KEY POINTS Jack Bogle’s Predictions: Stocks are expected to yield about 4% annually over the next decade, with bond portfolios …

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Table of Contents: What is Limited Pay Life Insurance? How Whole Life Insurance Works How Limited Pay Life Insurance Works Differences Between Limited Pay Life Insurance and Standard Whole Life Insurance Types of Limited Pay Life Insurance Pros and Cons of Limited Pay Life Insurance Should I Purchase Limited Pay Whole Life Insurance? Consumers believe …

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Table of Contents: What Is Variable Life Insurance? How Variable Life Insurance Works How Much Does Variable Life Insurance Cost? Is Variable Universal Life Insurance (VUL) a Wise Investment? What Is The Difference Between Variable Life Insurance and Whole Life Life Insurance? The Problems with Variable Life Insurance Alternatives to Variable Life Insurance The Bottom …

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The term life insurance you secured when your children were young plays a pivotal role in your financial protection, offering financial security at a cost-effective rate. But, these policies are intentionally designed for short-term coverage. If you outlive the policy’s duration, your beneficiaries receive no death benefit. Term insurance might suffice for your family’s needs. …

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Table of Contents: What is a Roth IRA How Does a Roth IRA Work? How Roth IRAs Differ from Traditional IRAs Roth IRA Contribution Limitations How Roth IRAs Differ from 401(k)s and Other Investment Options Who’s Eligible for a Roth IRA? How Much Does a Roth IRA Earn? Can You Lose Money in a Roth …

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Table of Contents: What Is a 401(k)? Understanding 401(k) Plans: Fees, Vesting, Penalties, and Investment Options Learn How to Calculate Your 401(K) Rate of Return Assessing the Performance of 401(k) Returns What Is a Good 401(K) Rate of Return? Caveats To Growing Your 401(K) Exploring Various 401(k) Investment Strategies Why Choose Life Insurance? Most advisors …

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Table of Contents: What You Need to Know about the 7702 Plan What Is an IRC 7702 Plan? 7702 Plans Compared to Traditional Retirement Accounts Pros and Cons of 7702 Plans Section IRC 7702 Changes Is a 7702 Plan Right for You? What You Need to Know about the 7702 Plan Many insurance agents market …

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When choosing a whole life insurance policy, you can determine your premiums before buying a policy. Premiums can vary widely with age, death benefit amount, and payment period. Some individuals may choose to pay low premiums their entire life. Others will choose to pay all of their premiums within a set period of time. This …

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