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Tunes are going through my head today and here’s why. By the time most Americans pay their taxes and the interest on their bills it leaves them with less than $20,000 to live on. Years ago John Folgarty astutely penned these words: “Long as I remember rain’s been comin’ down Clouds of mystery pourin’ confusion …

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It has been said that, “Every man builds his world in his own image because he has the power to choose, but no power to escape the necessity of choice.”[i] Making right choices is the most powerful thing that you can possibly do in this life. And that brings up the fact that there are …

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“If you want that girl, then you just go for her.” Those were the words I heard the woman sitting next to me tell the young teenage boy on her right as I flew home from Tampa through Seattle. I had boarded early and was sitting next to the window when a young 20 something …

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It had been a long day in the second grade classroom of the underprivileged school where I had been the substitute teacher that day.  As we were in a scramble to bring the day to a close, the familiar “ding-ding-ding” came across the loudspeaker followed by the voice of the principal. Sweaty bodies quickly settled …

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