Did you know that Warren Buffett’s first business venture started at age 6? And at age 11 he was working in his father’s brokerage firm. Listen for the story and why it’s so valuable for children to learn wise money management values as soon as possible. Get the 2 children’s books by Gracine and Anna …

Continue reading “Why you need to prepare your children to manage money like Warren Buffet”

Tengo frente a mí una ilustración de un Seguro de Vida Universal Index (IUL…Index Universal Life). Un prospecto nos la envió porque su agente le prometió que podría recibir $31,000 cada año para el retiro por el resto de su vida si él paga un total de $183,000 en primas durante los próximos veinte años. …

Continue reading “COMPRAR UN INDEX UNIVERSAL LIFE ES ARRIESGADO… ¡BASTA CON VER LA CORRECIÓN DEL MERCADO ESTE MES!”

My dad died on January 1, 2016. And Mom lost the income that came from his pension.  She also lost her Social Security but was able to continue receiving Dad’s. Even so, $1,100 and some odd change each month isn’t enough to live on.  And that is why as a married woman, you need to …

Continue reading “Why Life Insurance is So Important for Married Women”

IUL is no way to get great guarantees on your money. If want to help your friend, you might be able to pay them the commission they would have earned if you bought the policy from them, and still come out ahead! 😳 IUL is a hybrid insurance product based on term insurance where the cost …

Continue reading “Do You Have a Friend Selling Indexed Universal Life Insurance?”

In front of me is an Index Universal Life Insurance (IUL) illustration.  A prospect emailed it to us because his agent had promised he could receive $31,000 a year in retirement income annually for the rest of his life if he would pay a total of $183,000 in premium over the next twenty years. Here …

Continue reading “Universal Life Insurance is a Risky Purchase… just look at the Market Correction this Month!”

Shopping for Christmas, Birthdays and other celebrations can be fun, and sometimes tough too. Some people go into debt this time of year.😟 And maybe you can’t find a gift that really expresses the love you feel for someone. Here are some tips to keep your shopping fun, enjoyable and fulfilling for true wealth in …

Continue reading “Q&A with some bonus Christmas Shopping tips”

Over $5,700 per household, that’s the new average for credit card debt in this country.  And the average rate of interest being charged for that credit card debt is now 17.14%!  But credit card debt doesn’t even cast a shadow compared to student loan debt.  Debt incurred for an education has now surmounted to $1.5 …

Continue reading “Interest You Earn Is Weightier Than Interest You Save”

13 years ago we came home to Robbers in our House. What we learned, would change our Life and Financial Thinking forever It was a dark, drizzling dreary November evening 13 years ago, when we came home to Robbers in our house!👺 They got away with many things…some which you can never replace. The cleanup …

Continue reading “13 Years ago we came home to robbers in our house. What we learned, changed our Life and Financial thinking forever”

Premium Financing promotions seem to be all over the place today! But with so many moving pieces 🎲 are they really the best idea for you and your family?? 🤯 Here’s what you need to know to secure a golden financial future 🔑 – from simple budgeting for extra expenses (like a new transmission) – …

Continue reading “Is Premium Financing a Good Idea?”

It turns out that over 88% of Americans choose the wrong plan and end up wasting more than $500 a year. Before you sign up for a plan, it’s important to understand your options, understand the health insurance market and read the fine print. Here are a few tips from Take Command Health to help …

Continue reading “Open Enrollment Survival Guide: How to Shop for Individual Health Insurance”