There are some really sordid tales about how Indexed Universal Life Insurance (IUL) is compared to Participating Whole Life Insurance (PWLI) as being almost her identical sister, merely because they can develop such high cash values and both have certain guarantees. But the poignant chronicles of those who have owned, and survived owning, an IUL …

Continue reading “The Sordid Tale of Two Sisters”

Gracine compares a Universal Life contract vs. a Whole Life Contract

A comparison of different types of Life Insurance Policies; what they’re made of and how they work.

“The average worker in America is now shelling out $5,714 for a family health-insurance plan, 30% of the total $18,764 cost.”[i]  Five years ago, workers shouldered (merely) $4,316 of the $15,745, or 27%.[ii]  “Health care coverage has increased faster than wages and inflation.”[iii]  And while congress and the president grapple with easing the pain of …

Continue reading “Affordable Health Care?”

We live in Henderson, NV which is located just outside of Las Vegas and is ranked #1 on the 2017 list of safest cities to raise a family, partly because of it’s routinely low crime rates. A couple weekends ago a few of us were out riding ATVs in BLM land behind our home. The …

Continue reading “Avoiding Risk”

This is a short clip from John McFie’s presentation about Retirement Income Strategies at the 2017 Wealth Summit. Enjoy!

Today, sundry and various individuals and groups are advocating that “the common good supersedes the private good.”  And yet, those who promote this ideology through the exercise of their 1st amendment rights, would be sorely displaced if they were stripped of their free right to speech and expression simply to accommodate the common good which …

Continue reading “Your Money: 3 Steps That Ensure You Will Keep More of It”

Health impacting the economy

Editor Walter Updegrave’s article, entitled Recoup Your Bear Losses?, appeared in CNNMoney.com July 8, 2009. In it he stated that all we needed to do was “keep investing in stocks,” earn “a real rate of 12.8% a year until 2017,” and we’d be right back where we were before the Great Recession cleaned out nearly …

Continue reading “An Automatic Millionaire?”

Why the focus on the worst of the worst in today’s blog? Namely because some US states are friendlier to you, economically, than others. According to TheFinancialWord.com, New York tops the list as being the least economically friendly.  With a cost of living that is over 120% of the national average and health care costs …

Continue reading “The Worst of the Worst”