🗞Everything you need to know, and probably more than you’ll ever need to know, about Indexed Universal Life Insurance (IUL). Universal Life Insurance has been promoted since the 1970’s. IUL insurance is even more recent, but still based on the same idea of buying term insurance and investing the difference. If you like risk, fees, …

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Not long ago a client asked for an independent review of his investment portfolio.  He was under the impression that there were NO fees associated with his investment account and was puzzled as to why his earnings didn’t match up to the returns of the market. This is a common misnomer, as market return is …

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19 out of 20 Americans with a 401(k) are paying fees of some sort whether they know it or not. 😰 Even if the account, or advisor, does not charge a management fee, there are usually fees hidden in various ways. If you know these fees are present you can figure out how to deal …

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Best known as a billionaire tycoon and a hostile corporate takeover entrepreneur, T. Boone Pickens was an amazing person with great financial sense. But in 2008 one of his ideas crashed. Pickens had helped Oklahoma State University buy life insurance through Premium Financing. After the 2008 crash T. Boone Pickens stepped in personally to bailout …

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Today is #InternationalPodcastDay! And we have a winner for the Beats Solo3 Wireless headphones – announced during this show. Thank you for participating in the WealthTalks celebration sharing your favorite podcast shows! And some of you went above and beyond sharing more on how you use your policies + asking questions for the WealthTalks show …

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One of the biggest things that retired Americans are doing that costs them serious money is home improvements.[i]  Either by fixing up their existing home to sell or merely to finally have the home of their dreams, newly retired seniors are throwing away their money believing that these kind of home improvements will actually prove …

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How do you maximize growth in your policies (and outside your policies) with strategies like the Infinite Banking, Bank On Yourself or The Perpetual Wealth Code™? This can depend partly on how your policies are designed. If you have a policy that is “maxed out” under the Modified Endowment Contract rules you might not be …

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“Faster, faster, faster, until the thrill of speed overcomes the fear of death.” That was the tattoo inked on the arm of the fellow sitting across the aisle on the plane.  And it is that same line of thinking that coaxes opioid users to have “Narcan Parties.” Narcan parties are the newest thing on the …

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Many budget strategies give you a good feeling as you start, but cannot produce the sustainable results you need to build real prosperity. As an example take Senator & Presidential candidate Elizabeth Warren’s book which recommends a 50-20-30 budget system. This budget system reminds you of a typical government budget when you realize that only …

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Special guest Dustin Mathews from WealthFit has seen people MAKE a lot of money in the Speaking & Marketing world, but KEEPING that money is another story – they usually don’t. Yes, there are shooting stars that burn brightly for awhile and they burnout too. It’s good to ask yourself, from time to time, whether …

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