We get to listen to an interview with real estate investor John Morey. John talks about why he bought whole life insurance, how he started out using it wrong and how he uses it now. Why he like to use whole life insurance to grow his wealth, and how he teaches other people about how …

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Mark Twain has the credit for saying, “The Return of my money is more important than the return on my money.” It is better to make an investment that returns a small increase as well as your seed money than it is to make an investment that has a large projected return but fails to …

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Table of Contents: Examining Life Insurance Policies Term Vs Whole Life Comparison What’s the Best Life Insurance Policy 90/10 Insurance Policies Vs 60/40 Insurance Policies What to Look For In an Insurance Policy Owning a whole life insurance policy that pays dividends can be a great financial move. However, it’s essential to understand specific details …

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Every time you spend money you are making an investment. It’s either a good investment or a bad investment. Do not buy into the idea that investments have to be something rare, exclusive, elusive, exciting or in a land far away. Some of the best investments are right in front of you, if you can’t …

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The marketing practices of many life insurance companies require new agents to refer family and friends early on in their training so they can quickly generate commissions as well as profit for the insurance company.  This training practice encourages the sale of life insurance products that may or may not be in the best interest …

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There are two kinds of debt, good debt and bad debt. Good debt is debt that gives you a financial advantage; tax benefits, better cash flow and the ability to take advantage of opportunity. Bad debt is debt that costs you opportunity, causes stressful cash flow issues and cripples you financially. In this episode we …

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What is Infinite Banking? The basic idea of the Infinite Banking Concept (IBC) – aka Becoming Your Own Banker – is built around funding whole life insurance and then leveraging the cash value via policy loans to self-finance debt, personal and business expenses, investments, and even to provide passive income for retirement. Some love the …

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The savings rate in the US has been going up a bit recently but it’s still lower than what it should be. Generally speaking, people aren’t saving enough money to have financial peace of mind. But, when someone does save money there are a host of decisions to be made on how to keep that …

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Becoming your own banker, the infinite banking concept, bank on yourself and other financial concepts promote the idea of using the life benefits of life insurance. Many people think life insurance is for when you die, that’s true, but you can also use life insurance while you’re still alive. There are benefits to using life …

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A Quick Overview of Dividends Table of Contents: What is a Dividend? The Four Life Insurance Dividend Options Where to Go from Here Frequently Asked Questions KEY POINTS Dividends in Life Insurance: Dividends are payments from the insurance company to policyholders, typically for whole life insurance policies. They vary based on the company’s performance and …

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