Whether you’re comparing different types of whole life policies, or deciding whether it’s the right time to take a policy loan, it is most profitable to Think in Percent.  But a rate of return can be too deceptively simplistic.  Discover what percentages are truly important. Transcript: Tom: Welcome to Wealth Talks, where we talk about …

Continue reading “Comparing Life Insurance EP.94”

Planning for the future with Convertible Term Insurance.  Explore the rates on good Convertible Term Insurance and get a sense of the future Whole Life Premiums for converting.  Be sure to download the resource charts for this episode. Resource Link – Convertible Term insurance Annual Premium Estimates

In this episode Michele McFie joins Tom and John to talk about Dividends and how to practically compare illustrations. She will also share with you some helpful tips and techniques. To have us review your Illustrations and/or inforce policies, Contact: [email protected]

Insight on Real Estate Investing and The Perpetual Wealth Code™ with a “lump sum” of money versus an income stream. Discover why balancing life insurance with other investment opportunities is more important than trying to get the max $ into life insurance premiums immediately. Resource Link: Real Estate Investing Numbers (17 page pdf file) Transcript: …

Continue reading “Real Estate Investing EP.91”

Meet Mark and Ronica Dealy from Bellingham, Washington! Mark and Ronica have owned a yard care business for 27 years. Although Mark had always been a hard worker, he found dealing with the “business” side of the business, the numbers and employees, to be extra challenging. They went to various training seminars to learn how …

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Listen to this podcast and better understand Universal Life Insurance and the risk assumed by the policy owner.  Discover why basing your financial foundation on guarantees which are maximized in a properly designed Whole Life product is of such importance to you and your financial well being. Transcript: Tom: Welcome to Wealth Talks where we …

Continue reading “Universal Life Insurance EP.90”

Special guest Dan Foley, CLU (Vice President of Marketing Technology at Security Mutual Life Insurance Company of New York) joins Dr. Tom and John McFie to share how dividends received on participating whole life insurance policies are considered.  Discover why dividend rates vary from company to company and the best ways to compare the performance …

Continue reading “Dividends Explained EP.89”

This week on Wealth Talks Tom and John talk about the keys to a successful budget. Listen to this episode and discover how a percent based budget can provide you more freedom and scalability than a traditional flatline budget based on fixed expenses. Transcript: Tom: Welcome to Wealth Talks where we talk about solutions, money …

Continue reading “Budgeting EP.87”

Should you replace an existing life insurance policy or keep what you have? Today we clear muddy waters surrounding this question and share some key factors that can help you make the best decision.