As of January, 2017, less than 6 in 10 Americans have enough money saved to cover an unexpected expense of over $500![i]  And nearly 1 in 2 adults reported that they, or a family member, had faced a major expense such as this in the last 12 months.[ii]   These facts do not bode well for …

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The greatest downside of The Perpetual Wealth Code™ and options for passive income in your Golden years.  Hint: The downside is also your greatest benefit in using The Perpetual Wealth Code™.   Psst…be sure to check our YouTube channel to see the office tour video Jesse is sharing this week. Transcript: Tom: Welcome to Wealth Talks …

Continue reading “Downside of the Perpetual Wealth Code? EP.100”

Meet Dr. Miguel Cruz, a chiropractor from North Carolina. To be a chiropractor was not on Dr. Cruz’s radar when he started down the pre-med route in undergraduate school. In fact, at that time, Dr. Cruz did not even know what chiropractic was. During his studies, he began suffering some severe sinus issues. This certainly …

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How to manage debt wisely whether it’s a mortgage, car loan, business loan or policy loan.  Life Insurance plays a key role in providing protection against outstanding debt and becomes the best environment for savings and a foundation for other investment opportunities.  

Whether you’re comparing different types of whole life policies, or deciding whether it’s the right time to take a policy loan, it is most profitable to Think in Percent.  But a rate of return can be too deceptively simplistic.  Discover what percentages are truly important. Transcript: Tom: Welcome to Wealth Talks, where we talk about …

Continue reading “Comparing Life Insurance EP.94”

Insight on Real Estate Investing and The Perpetual Wealth Code™ with a “lump sum” of money versus an income stream. Discover why balancing life insurance with other investment opportunities is more important than trying to get the max $ into life insurance premiums immediately. Resource Link: Real Estate Investing Numbers (17 page pdf file) Transcript: …

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Meet Mark and Ronica Dealy from Bellingham, Washington! Mark and Ronica have owned a yard care business for 27 years. Although Mark had always been a hard worker, he found dealing with the “business” side of the business, the numbers and employees, to be extra challenging. They went to various training seminars to learn how …

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Imagine God calling Moses up to the top of the Mountain and imparting the minutiae of Quantum Mechanics, Nuclear Science or any other advanced scientific theory.  Or, think about what would have happened if God had decided to share with Moses an exhaustive Google Map of the world to distribute among the Israelites.   How valuable …

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Special guest Dan Foley, CLU (Vice President of Marketing Technology at Security Mutual Life Insurance Company of New York) joins Dr. Tom and John McFie to share how dividends received on participating whole life insurance policies are considered.  Discover why dividend rates vary from company to company and the best ways to compare the performance …

Continue reading “Dividends Explained EP.89”

This week on Wealth Talks Tom and John talk about the keys to a successful budget. Listen to this episode and discover how a percent based budget can provide you more freedom and scalability than a traditional flatline budget based on fixed expenses. Transcript: Tom: Welcome to Wealth Talks where we talk about solutions, money …

Continue reading “Budgeting EP.87”