There’s a lot to be said about the power of planning for perpetuity.  First and foremost is the fact that if you don’t plan, you’ll never get off the ground.  But when you “Shoot for the moon and miss, you’ll be among the stars.”[i]  Miserably, most never get off the ground because they’ve never had …

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Saving and Investing should never be equated, although they can cooperate together. Discover the proper places for saving and investing with The Perpetual Wealth Code™.

Michele joins Dr. Tom and John McFie for this episode to talk about the best time to start using The Perpetual Wealth Code™. Waiting until later is never a recipe for success… it is much better to start from where you are right now and build.

Discover how to minimize lost opportunity on vacation money by using life insurance and The Perpetual Wealth Code™. Dr. Tom and John McFie share how the process works and reveal the limitations.

Money is the intermediary in the efficient exchange of goods and services.  If left un-tampered, money itself will never produce an artificial demand for goods and services independent of those goods and services already delivered. According to Say’s Law, “Sustainable demand must originate in production; valid spending must be derived from income earned in the …

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Imagine this for a moment. You deposit money into your savings account. And when you open your bank statement at the end of the month you find the bank has charged you interest instead of paying you interest.  That is negative. Why is it that banks all over the world, including the Federal Reserve Bank, …

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What a terrible name.  Nobody wants to think about old age.  But here is why you should be concerned about this Federal Government Program that was enacted over 80 year ago. In Title II of the Social Security Act (SSA) of 1935 it reads: “The Secretary of the Treasury shall submit annually to the Bureau …

Continue reading “Ugh…“Old-Age Benefits And the Old Age Reserve Account””

She raced up in her soap-suds covered car to the car wash attendant screaming, “Look at my car!  It didn’t even spray me off as I went through.”  And the reason the car wash hadn’t “sprayed her off” was that she didn’t keep pace. You see, instead of putting her car in neutral to go …

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Today, Monday morning, its easy to appreciate that the Broncos handily beat the Panthers in yesterday’s big game.  But going into the game the Panthers were the ones heavily favored to win.  And that is why it is so difficult to speculate on the future. 7 months ago Jeb Bush and Hillary Clinton were heavily …

Continue reading “When Things Don’t Go As Expected”

Most Americans are glad 2015 is behind them.  That’s because so many of them fell short of their financial goals for the year according to a new Capital One study[i].  Despite being determined to do better, i.e., paying down debts and saving more money, most people failed.  For instance: Only 3 out of every 10 …

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