Rate of Return on Life Insurance EP.46

In today’s episode, Dr. Tom and John McFie explore the 20-year actual rate of return on the S&P 500 and compare it to the tax-equivalent rate of return on participating whole life insurance cash values. They break down how these returns measure up over time, factoring in stability, growth, and tax advantages, offering insights on how each might fit into your financial strategy.

They also answer the question: Should you take out a policy loan? Tom and John delve into the scenarios where this may be a smart move, providing guidance on how to leverage whole life policies for cash flow, investment opportunities, or emergency funding without impacting long-term financial goals.

Learn how to evaluate these options and make the most informed decisions for your financial future. Tune in to Wealth Talks for the full conversation.

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