Dr. Seuss’ book, “The Sneetches,” which is also now a YouTube, is about two different kinds of creatures.  One type has stars on their belly, the other kind have no stars.  Of course, those who have the stars make those who don’t have stars feel inferior and less of a Sneetch than those who do.  …

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Secure Financial Foundation The most critical piece of your financial plan is the foundation. If you get a sturdy foundation, everything you add has increased reach and effectiveness. We recommend and sell Participating Whole Life Insurance for this because: It builds equity It’s not effected by the market Premiums never go up Click here to …

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In a recent public opinion poll, people we’re asked, which they would prefer; Have $10 million dollars in the bank along with fame, or Have $50 million dollars in the bank and retain their anonymity?[i] Unexpectedly, for the author of this study, 97% of those who participated in the survey picked being rich and remaining …

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Laddering with Whole Life Insurance and Term In the financial world, laddering refers to when you stagger something like a CD maturity date, and you buy some that mature short term, some mid term, and some long term. This allows you to have an influx of cashflow over a period of time rather than all …

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In a participating whole life insurance policy, the “Face Value” of the policy is the dollar value of the benefit that will be paid should the insured die while the policy is still in force. Part of the face value consists of paid-up insurance, which is insurance that is actually owned by the policyholder. The …

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How much will you lose in taxes fees and inflation on a $100,000 investments earning 6%? Watch this video to find out.

Dr. Seuss’ book, “The Sneetches,” which is also now a YouTube, is about two different kinds of creatures.  One type has stars on their belly, the other kind have no stars.  Of course, those who have the stars make those who don’t have stars feel inferior and less of a Sneetch than those who do.  …

Continue reading “Getting the Most for Your Money”

Direct Recognition vs Non-Direct Recognition, which one is better? Which one do you want? When an insurance company issues a contract they agree to assume certain risks on behalf of the policyholder in exchange for a premium. One of the risks they have to assume is the risk associated with providing loans to policyholders who …

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Back several years ago, our family travels led us to discover the Vikingsholm Castle at Emerald Bay in South Lake Tahoe.  Built in 1929 with over 200 workers, the Castle was built from materials that were mostly found near and around the Lake Tahoe basin.  Much of the structure was hand hewn and honed and …

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Table of Contents: The Power of Optimism Backed by Science The Choice of Attitude: Pessimism vs. Optimism Practical Strategies for Cultivating Optimism Embracing Contentment and Gratitude Expert Insights and Real-World Examples The Power of Optimism: Unlocking Success and Happiness The Pitfalls of Pessimism and the Path to Contentment Choosing Optimism for a Brighter Future   …

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