More than two-thirds of college students had to take out some form of student loan during their time in college in 2019. However, just because you take out student loans doesn’t mean you have to be stuck with them for the next ten-plus years.  Whether you have $10,000 in student loans, or $100,000, or more, …

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Finally, after 8 years, credit card debt decreased in 2020 by an average of 14% nationwide.  Even so, in 2019 Americans spent $122 Billion on credit card debt interest, an evil which had drastically increased by 50% over the previous 5 years.  Millennials, Gen X and Baby Boomers are the generations which are driving up …

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Editorial Standards McFie Insurance provides you the information and assistance you need to protect your financial future. Here are a few of the reasons why hundreds of people have placed their confidence in us to secure their financial future. First of all, everything we publish or share with the public and our clients is honest, …

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With monthly rent prices on the rise and interest rates so low, more and more people are looking to buy a house. For first-time homebuyers, saving for a house can seem incredibly daunting, but there are ways you can follow to make saving for a house a little easier. In this article, we’ll cover five …

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“If I was counseling an individual, and my purpose was to help that individual, the most important thing would be that you should save more.” Says Robert J. Shiller, an American economist, Nobel Peace prize winner, academic professor at Yale University, and best-selling author. Taking note from Professor Shiller, saving money is one of the …

Continue reading “Savings By Age: How Much Money Should I Have Saved?”

You’ve heard it over and over again – start saving for retirement as soon as you can. Most people aim to retire by the age of 65, but the truth is the ability to retire isn’t determined by your age. Many strive to create an attainable pathway to a comfortable retirement but being able to …

Continue reading “The F.I.R.E. Movement: Saving and Investing for an Early Retirement”

Note: If passed into law, pending legislation could substantially change Roth IRA regulations after Dec 31, 2021 – especially relating to distributions and backdoor rollovers. Thinking about the future and retirement can seem so far away, but it’s important to start saving early on in your life to prepare for the most success. 401(k) plans …

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Procrastination is a killer!  It kills time, it kills ideas, it kills progress, and it kills opportunity.  In short procrastination kills the future. Interestingly, procrastination is not something that is easily identified, especially by those who are involved in it.  But the consequences of procrastination are similar to the consequences of losing something of value.  …

Continue reading “Your Money: No One Will Miss it ’til it’s Gone!”

What are you really worth? Americans used to save over 14% of what they made, but now Americans are hardly saving at all. Many people don’t feel they are worth anything, and hence they don’t save anything. This is tragic! How much should you save? Some say you should have enough saved to live on …

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When there are changes in the housing market, everyone seems to be talking about buying or selling houses. If you’ve thought about buying a house, it’s important to do the right research, because this is one of the biggest financial decisions you will make.  A house is the place where you and your family will …

Continue reading “How to Buy a House: A Housing Guide to Buying or Building a Home”