John (Jack) Bogle is one of the most respected and venerated figures in the financial world today.  His book Don’t Count On It, outlines and demonstrates that his model of “Protecting Investors Profit First” is critical.   In fact, he revolutionized the investment world when he founded Vanguard back in 1975 based on this primus. Vanguard …

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Insight on Real Estate Investing and The Perpetual Wealth Code™ with a “lump sum” of money versus an income stream. Discover why balancing life insurance with other investment opportunities is more important than trying to get the max $ into life insurance premiums immediately. Resource Link: Real Estate Investing Numbers (17 page pdf file) Transcript: …

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Listen to this podcast and better understand Universal Life Insurance and the risk assumed by the policy owner.  Discover why basing your financial foundation on guarantees which are maximized in a properly designed Whole Life product is of such importance to you and your financial well being. Transcript: Tom: Welcome to Wealth Talks where we …

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Special guest Dan Foley, CLU (Vice President of Marketing Technology at Security Mutual Life Insurance Company of New York) joins Dr. Tom and John McFie to share how dividends received on participating whole life insurance policies are considered.  Discover why dividend rates vary from company to company and the best ways to compare the performance …

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Strolling through the dairy section of the grocery store this past week during our weekly grocery shopping excursion, I was shocked!  There on the shelf was something called “Fat Free Half and Half.  I burst out laughing at such an absurdity. Now you might be saying, “Wow, how does Fat Free Half and Half, wealth …

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This week on Wealth Talks Tom and John talk about the keys to a successful budget. Listen to this episode and discover how a percent based budget can provide you more freedom and scalability than a traditional flatline budget based on fixed expenses. Transcript: Tom: Welcome to Wealth Talks where we talk about solutions, money …

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These condescending words have now become infamous.  And the person who spoke these words while under oath before the United States epitomizes the supercilious, snobby, superior attitude that has become so prevalent in our society. Never-the-less, condescension devastates relationships.  Whether said relationship is between a husband and wife, employee and employer, parent and child, client …

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Those were the words George spoke to me when I gave a “genuine” excuse for being late.  And of course, George was right.  That’s because George was an efficiency expert and was attuned to cut to the chase and not beat around the bush on anything. The “reasons” offered up today in attempts to excuse …

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Investing your hard earned money is important if you want to avoid the pitfalls of inflation, taxation and market volatility.  And it doesn’t take a rocket scientist to realize that if you don’t know where you can go wrong you may lose quite a bit of money discovering what can go wrong.  And you certainly …

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Wouldn’t you like to ask the CFO of an $18 billion company what he personally invests his own money in?  Well I did, and I’m going to share what he said with you later, but for now remember, there are those, and always will be those, who love to buy gold, silver and other hard …

Continue reading “Gold and Other Important Treasures of Life”