As of January, 2017, less than 6 in 10 Americans have enough money saved to cover an unexpected expense of over $500![i]  And nearly 1 in 2 adults reported that they, or a family member, had faced a major expense such as this in the last 12 months.[ii]   These facts do not bode well for …

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The greatest downside of The Perpetual Wealth Code™ and options for passive income in your Golden years.  Hint: The downside is also your greatest benefit in using The Perpetual Wealth Code™.   Psst…be sure to check our YouTube channel to see the office tour video Jesse is sharing this week. Transcript: Tom: Welcome to Wealth Talks …

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It’s hard to remember when there wasn’t 401(k) plans around to defer taxes on the money you were investing for your retirement.  And most of you reading this blog most likely won’t remember that 401(k) plans were originally called “salary-reduction plans.”[i]   Obviously, this name wasn’t something anybody wanted to participate in so the name had …

Continue reading “It’s Your Money; You Should Know!”

We live in an abundant world where we have the potential to accumulate many things, many of which become detrimental rather than beneficial to our well being. This plain fact, again, was pressed upon my mind this past weekend.  We were visiting some near relatives who are consummate hoarders.  From the exquisitely expensive to the …

Continue reading “The Clutter of Life”

Passive Income Strategy

Strolling through the dairy section of the grocery store this past week during our weekly grocery shopping excursion, I was shocked!  There on the shelf was something called “Fat Free Half and Half.  I burst out laughing at such an absurdity. Now you might be saying, “Wow, how does Fat Free Half and Half, wealth …

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Years ago, when I was still in high school, the mother of a friend of mine had a stroke.  Now my friend and her mother had an agreement.  NO heroic medical efforts were to be used in such a case.  But all my friend’s siblings out voted my friend, and heroic efforts were provided.  Long …

Continue reading “The Thing Of It Is: Who’s Going to Wipe Your Bottom When You Can’t?”

Meet Mark and Dr. Lily Kuehne from Kings Beach, CA in Lake Tahoe!  Because of her love for sports, Dr. Lily began chiropractic school with plans to join the arena of Sports Medicine. As she studied, her whole outlook on life changed. She discovered that chiropractic is really about taking care of and maintaining health….not …

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Investing your hard earned money is important if you want to avoid the pitfalls of inflation, taxation and market volatility.  And it doesn’t take a rocket scientist to realize that if you don’t know where you can go wrong you may lose quite a bit of money discovering what can go wrong.  And you certainly …

Continue reading “The Top Three Dangers to Avoid When You Invest”

A quick update on market conditions and why it is NOT a good time to retire.  Market conditions and better longevity mean a reconsideration of withdrawal rates, and a higher probability of the need for Long Term Care.  Together let’s review the important points and explore another perspective.