The Hazard of Placing Too Little Value On Yourself

“I found the road to wealth when I decided that part of all I earned was mine to keep,”[i]  Aglamish told Arkad. And the aged Apostle Paul told Timothy his young protégé, “The hard working farmer should be the first to share in the crop.”[ii]  Keeping more of what you earn is the key to creating wealth today as it was centuries ago. According to Robert Schiller the Nobel Prize Winning Economist, “The best thing anyone can do to secure a better financial future is to save more.”

But few Americans pay themselves anything these days, let alone pay themselves first. And the biggest reason Americans don’t save more is they don’t value themselves enough.  Most Americans would rather speculate and invest money rather than increase their value by saving more.  Here is a fact worth knowing.

A poor valuation of yourself is never the result of your lack of wealth, but having a poor valuation of yourself will definitely reduce your ability to grow wealthier.

Having been raised in financial poverty I never allowed my financial poverty to reflect on my value and was therefore able to rise above that financial level and grow wealthier.

Today with just a 2% fee, money managers keep up to 80% of your invested earnings over your lifetime.[iii]  And that is only the beginning.  Taxes on accounts like 401(k)s, IRAs and 403(b)s can cause you to pay taxes on up to 85% of your Social Security Benefits when it comes time to collect back part of what you’ve paid in all your working years.

But an even greater loss comes from the opportunities lost when you don’t value yourself enough to manage your own money.

Consider this example:

  • You have $40,000 saved in a Roth
  • You need to pay for some renovations around the house
  • You can’t use your Roth money to do that because it is illegal to use this money for personal benefit
  • You are now forced to use somebody else’s money and pay for that use

How much better would it be had you continued to earn a return on your $40,000 and leverage it to complete the renovations in your home and then, when you paid it back, to be in a position to profit from that as well.

This is the kind of money management that both Aglamish and Paul were talking about with their young mentors because they had created tremendous wealth themselves by doing this.

Low self-esteem and a poor value of yourself will always inhibit you from taking advantage of this proven way to create wealth. That is because most people prefer to behave like birds on a power line.  When one flies away, the rest follow.  Following the crowd provides a pseudo security because you are doing what everybody else is doing.  But those who are not happy with the results that everybody else is getting value themselves enough to accept the rewards, the wealth and the comfort that comes only by saving more and then managing what they have saved to grow wealthier every year.

The Perpetual Wealth Code™ is the best way to manage your savings to create more savings without having to work harder and longer.  Thousands of business owners and individuals are using the Perpetual Wealth Code™ to create more rewards, wealth, and comfort in their lives than they ever knew was possible before.

Call 702-660-7000 now to find out how you too can become life Aglamish or Paul and keep more of what you make.  The only regret we’ve ever heard is “I wish I had known about this years ago.”

Here’s what one person recently said about the Perpetual Wealth Code™:

Chuck and I had to purchase a refrigerator this week unexpectedly.  I was so thankful for having the flexibility the Perpetual Wealth Code™ provides for just such emergencies.  I have peace about our finances now.  I love the control we have over our money.  Because of the Perpetual Wealth Code™, we have been able to accomplish so much more.  We even accomplished sending our son to college.  That has been a life-long dream.  Thanks for taking the time to help us understand the Perpetual Wealth Code™ and to get better control over the money we’ve worked so hard to create. Many blessings, Ronda

[i] The Richest Man In Babylon

[ii] II Timothy 2:6

[iii] Jack Bogle,