Resource: Financial Ingredients List – PDF How can you tell if you’re financially stable? What does it mean to be financially stable? Most people have these questions when figuring out their finances. Making financial decisions is tough for a lot of people because there’s uncertainty about what decision is the correct decision to make, and …

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With monthly rent prices on the rise and interest rates so low, more and more people are looking to buy a house. For first-time homebuyers, saving for a house can seem incredibly daunting, but there are ways you can follow to make saving for a house a little easier. In this article, we’ll cover five …

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Uninformed or unscrupulous advisors have been guilty of telling others NOT to purchase life insurance. Their reason for spreading this propaganda varies from being naïve as to how life insurance works, to being over desirous of wanting to manage more of their clients’ money.  Either way, those who listen to such advice lose out financially. …

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A mere relationship is not the same thing as being committed.  A relationship is something that two or more people enter into in order to receive a desired outcome that would be more difficult or even impossible without a relationship. When a relationship no longer satisfies, it is dissolved or ended. Investing money is a …

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Ice cream containers are shrinking – again. It used to be common for ice cream to be sold in a half gallon cartons. Some years ago, cartons shrunk to 1.75 quarts and just recently many ice cream cartons shrank again to only 1.5 quarts.  Prices, however, did not shrink accordingly. Most prices stayed the same. …

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Last week while grocery shopping, we noticed ice cream containers had been reduced from 1.75 quarts to 1.5 quarts, much like what happened several years ago when the containers were reduced from half-gallons to 1.75 quarts.  Of course, what didn’t decrease was the price per container.  Obviously, the creameries are facing increasing cost of supplies …

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Equity, debt and hybrid securities are readily transferable units of goods or resources which either provide ownership, the option for ownership, or the right to be paid back on an assumed debt(loan) over a specific period of time.  The idea that securities acquired their name because they keep your money secure is a huge misnomer. …

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Which Investment Type Typically Carries the Least Risk? When it comes to investing, some people look to investment opportunities with large potential returns. They may hope to make a large amount of money in very little time, and you might find this option intriguing. Unfortunately, the higher the potential return, the higher the risk …

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529 plans are touted as a way to save for your children’s education. But saving money in a 529 plan is a lot like sending your money to jail. Once your money is in a 529 plan you can’t use it for anything other than education. If you need to use that money for other …

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With the ever-rising cost of education and student loan debt (currently over a whopping $1.7 trillion), many parents worry about paying for their own and/or their children’s education. 529 plans have consistently been pushed as the best savings option to help qualm these educational cost worries, but with specific use cases and possible tax penalties, …

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