There are many types of investments available on the market today designed to “increase your capital.” One classification of these is short-term investments. Short-term investments are investments that are held for a relatively short period of time and can be easily converted into cash.  While being easily converted to cash may sound like an ideal …

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Bloomberg ran an article this past Saturday, December 11, 2021, telling readers to spend their income as soon as possible and borrow as much as they can and spend it too.  Their logic was the dollar you have in-hand today will not be worth as much tomorrow due to inflation. So spend that dollar today …

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Household spending for the Christmas Holidays increased by $160 Billion between 2014 and 2018 and was expected to increase another 4.5% in 2019. Spending cooled some for the Christmas Holidays in 2020 according to the National Retail Federation with Americans spending roughly $998 on gifts, food, and decorations.  According to historical data 68% of Christmas …

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Since 1980 the cost of college has increased 169% while the salaries of college graduates have only increased by 19%.  Inflation has more than tripled since 1980, as it would take $35.26 to purchase today (November of 2021) what $10.00 would have purchased in 1980.  Thus, a college education has become less valuable today than …

Continue reading “Still Believe College Is the Best Option For Your Child?”

A new rule of the Biden administration will force companies when considering which 401(k) plan to use, to focus on diversity issues, climate change and even political donations! The new Labor Department rule would make things such as donating to Black Lives Matter or building wind turbines carry as much weight as profitability.  And unfortunately, …

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Mika Brzezinski, the co-host of MSNBC’s ‘Morning Joe’ show made this revealing comment when she felt threatened about her job security. “He is trying to undermine the media and trying to make up his own facts…he can actually control exactly what people think. And that, that is our job!” Whether you love her or hate …

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I can still hear Nelson Nash’s Birmingham drawl, telling those in attendance of the many workshops we hosted with him, “We live in a world of lies.”  Wow!  How true that statement was and still is. Today we find ourselves informed that “Gain of Function Research” WAS being sponsored by the most highly paid Federal …

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3 Keys to Building Sustainable Wealth Many people will generate over a million dollars of income during their lifetime. At only $12 dollars an hour, 8 hours a day, 5 days a week, 50 weeks out of the year, and working 45 years someone will generate over a million dollars.  But the question is how …

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Have you ever wondered if you could access the money in a 401(k) plan to use for other purposes before you actually retire? It is possible, but there are limitations to accessing money in any tax-qualified plan. You see, some of the money in these plans, is really the government’s money because you haven’t paid …

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Lady Bracknell, in The Importance of Being Earnest, said, “Never speak disrespectfully of Society, Algernon.  Only people who can’t get into it do that.”  Unfortunately, this axiom holds true for money as well.   Hermann Steinherr wrote, “Money is not everything, but reality is that money is something and it is the closest thing to everything, …

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