When purchasing participating whole life insurance, many want to see the premium “disappear” as soon as possible. And if you have a limited source of funding to pay the premiums with, like an inheritance, a bonus, the sale of personal property, a settlement, or lottery winnings, it might make sense to have the premium “disappear” …

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 Five-hundred and 2 days ago, from the time of writing this blog, a new president of the United States has “slashed regulations that strangle the economy by nearly $2 trillion a year.”[i]  Which has increased the wealth of U.S. households $7.1 trillion![ii] This, all in spite of what the Economic Policy Institute or the Brookings …

Continue reading “How to Benefit from Less Regulation (Both Now and In Your Retirement)”

Those that follow this blog already know our admiration of John (Jack) Bogle.  A personalized copy of his book, “Don’t Count On It” sits right beside my desk and is referenced nearly every week as we reach out to educate others about money management because it contains so many valuable insights. Besides, Jack has been …

Continue reading “ETF’s What Are They And Can You Depend On Them?”

Attending a university or college used to provide a path to a better income.  But “In 1987-1988 the average four-year universities and colleges were charging $3,190 a year for tuition.  Today, with prices adjusted to reflect 2017 dollars, that average cost has risen to $9,970 a year.  Which is a 212.5 percent increase.”[i] But the …

Continue reading “Growth of Student Loan Debt 5 Times Faster than Wages Over Past Decade”

Meet David and Carla Zapata of St. Joseph, Michigan!  David owns his own automotive business and Carla is a nurse. Five years ago, prior to their marriage, David attended a seminar where various aspects of living a successful life were discussed. One of those things was participating whole life insurance and how it can …

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California cities are floundering to pay for the rising cost of public pensions.  Interestingly, the governor of the “Golden State” says, “it’s not up to the state to help.”  Even though most local governments face even greater pressures than the state in meeting promised pension plans, the state government isn’t going to lend a helping …

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Over 30 years ago, when I first began my practice, a noted musician who performed as an organ soloist as well as in orchestras throughout Europe and the Americas, became a patient of mine. I recall him sharing how he would find himself at 2 and 3am playing some organ in a lonely European Cathedral …

Continue reading “The Tale of the Lonely Musician and the Need He Supplied”

Several years back, when giving a presentation for Nelson Nash’s Think Tank in Birmingham Alabama, I shared with the advisers and agents gathered there, that the Infinite Banking Concept wasn’t as much about the product, participating whole life insurance, as it was about the process. You see, even at that time, many advisers and agents …

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We are always getting new material proposed to us by the insurance companies about new products or marketing suggestions. Recently an email came in, from a company we don’t represent, suggesting that permanent life insurance is a great way to sustain your income when the market drops and you find yourself eating away at the …

Continue reading “The Good, the Bad, the Ugly”

There are many concepts and programs out in the wide world today advocating the purchase of high cash value life insurance. At McFie Insurancewe don’t just sell Participating Whole Life Insurance, our clients receive the best service, software, strategies and opportunities to empower them to keep and create more money. The Perpetual Wealth Code™ is …

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