We don’t usually talk about job reports and confidence levels, but some special things are happening right now. Despite the looming stock market crash from unprecedented highs which has been predicted by several experts, the next few years are likely to be a great time for small business growth, translating to more personal income and …

Continue reading “Report on the Economy EP.84”

Benjamin Franklin once reported that “Having been poor is no shame, but being ashamed of it, is.”  And his statement is valid. Guilt and shame are not something that we humans were designed to endure.  And the worse form of guilt or shame is the one we falsely assume and carry with us. One deceptively …

Continue reading ““So What is the Shame of Being Wealthy?””

Joe Biden says “I no savings account, but I have a great pension and a great salary.”  For those of us who don’t have a six figure pension backed by taxpayers, discover how to plan for the future in a way that keeps all the options on the table as long as possible.

Years ago, when I was still in high school, the mother of a friend of mine had a stroke.  Now my friend and her mother had an agreement.  NO heroic medical efforts were to be used in such a case.  But all my friend’s siblings out voted my friend, and heroic efforts were provided.  Long …

Continue reading “The Thing Of It Is: Who’s Going to Wipe Your Bottom When You Can’t?”

Everyone talks about retiring someday, dreaming about how it’s going to be.  No alarm clock, no schedule, no boss, no worries and not a care in the world.  To some this means golfing daily. For others it might include traveling, more time with grandchildren, volunteering, or taking on some new and distinctive responsibilities.  Yet there …

Continue reading “4 Daunting Facts About Your Retirement That You Need to Know”

Wealth is a lot like sex, delaying gratification can pay off big time.  And though this statement might sound trite and old fashioned there are millions and millions of case studies that prove its validity. In a recent study in the The Wall Street Journal, researchers compared the willingness of Americans to delay financial gratification …

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We’ve all heard this adage before. Still we’ve all been guilty of discarding what we have to pursue what we want only to be disappointed with the end results.   And yet, if we don’t reach out to pursue and attain the new and different in life we cut ourselves off from the opportunities that could …

Continue reading ““A Bird In-Hand Is Worth Two in the Bush””

Income for Life.  What a catchy marketing phrase.  But how does it compare with the Perpetual Wealth Code™ when it comes to safety, security and stability. Here are some things to differentiate when it comes to contemplating an Income for Life. What will your income be annually with an Income for Life? Will your income …

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How do you like it when somebody says, “Don’t think of a pink elephant?” It might be funny the first time you hear it, but after that, well it becomes rather wearisome, especially if you’re kids think it’s the greatest joke ever. So let’s think of something else. Let’s think of a library because libraries …

Continue reading “You’ll Find It in the Library…”

So many, many people want to know the future.  “How much money will I have when I turn 70?”  “When can I retire and live off all the money I’ve saved?”  Or this is a really popular one, “When can I retire?”  And these questions really reveal the truth which is, “How much do you …

Continue reading “There is Nothing Like the Present”