Today, as this is being written, it is Martin Luther King Jr’s Day.  King was known for his compassion, boldness and his peaceful way of upsetting the status quo.  He once stated, “We are prone to judge success by the index of our salaries or the size of our automobiles rather than by the quality …

Continue reading “For the Love of money: Life in the Fast Lane”

Securities. The very name fills one with the sense of safety, conjuring up images of bank vaults, locked safes and armed guards.  Ironically, many so-called securities are not secure. In fact, most securities are risky. …which brings up a question…are whole life insurance products considered securities? Do they share any similarities with securities? On todays …

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Morbid as it sounds, to get the greatest rate of return from a life insurance policy, you could pay the first premium and then die.  While we certainly don’t suggest this course of action, this method will undoubtably give you the greatest rate of return. Put this way, the whole concept of “rate of return” …

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“If I was counseling an individual, and my purpose was to help that individual, the most important thing would be that you should save more.” Says Robert J. Shiller, an American economist, Nobel Peace prize winner, academic professor at Yale University, and best-selling author. Taking note from Professor Shiller, saving money is one of the …

Continue reading “Savings By Age: How Much Money Should I Have Saved?”

Equity, debt and hybrid securities are readily transferable units of goods or resources which either provide ownership, the option for ownership, or the right to be paid back on an assumed debt(loan) over a specific period of time.  The idea that securities acquired their name because they keep your money secure is a huge misnomer. …

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It is common knowledge that the rich tend to keep more of the money they make than the average wage earner.  Therefore, is behooves those who desire to keep more of the money they make to follow the steps which the rich have used for centuries to ensure that what they make is kept and …

Continue reading “How High Net Worth Individuals, Families and Corporations Protect Their Wealth”

Have you ever heard someone lamenting they did not buy and hold stock in Microsoft, Apple, Amazon, or Tesla when those stocks were cheap? A lot of people invest in the stock market in hopes of making their money work for them, but over the long haul, it is rare to find people who do …

Continue reading “Stock Advisors & Stocks: Learn How to Smartly Invest Your Money”

I will never willingly be a contributing factor in forming an Institution which regulates the liberty of others. That is why I have decided not to join the Infinite Banking Institute program…I simply believe that Institutionalism is a bad idea and opens Pandora’s box to future restriction of personal liberty.

Which Investment Type Typically Carries the Least Risk? When it comes to investing, some people look to investment opportunities with large potential returns. They may hope to make a large amount of money in very little time, and you might find this option intriguing. Unfortunately, the higher the potential return, the higher the risk …

Continue reading “Low Risk Investments: What Are the Safest Investments?”

It is amazing what people believe in!  It begins when we’re young, back when we were told to believe in the Tooth Fairy, the Easter Bunny, Santa Claus or even Cupid, as if real. Real enough to make things happen which ordinarily couldn’t happen without truly believing. As young adults we were told to believe …

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