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In the financial world, laddering refers to when you stagger something like a CD maturity date, and you buy some that mature short term, some mid term, and some long term. This allows you to have an influx of cashflow over a period of time rather than all at once. You can ladder many different financial products, but should you be laddering your life insurance?
In this video Ben McFie breaksdown how laddering works with Term and Whole Life Insurance and what you need to watch out for.